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Loan Modifcation Services

 

Why Genesis Financial & Real Estate Services is the right choice for loan modification:

Our team of professionals consists of Attorneys, Certified Financial PlannersTM, Accountants, Real Estate and Loan Specialists. We are experts throughout every aspect of the loan modification process and have the success to prove it. Loan modification is the quickest, fairest, and most mutually effective way for homeowners and banks to prevent foreclosure. By reducing the monthly payment, homeowners keep their house and resume paying a reduced monthly payment, and the bank avoids taking back a house they cannot afford. This is not a refinance; this is a modification to your existing loan. Our mission is to make sure you get the modification you need to save your home and get your finances back on track. We take that responsibility very seriously.

If you have experienced challenges working with your bank on qualifying for the Making Homes Affordable program, or own a home or investment home that does not otherwise qualify for the government program, our team can help you resolve your loan issues. We will give you the straight answers on your situation, whether that is a modification, short sale, or other financial steps necessary to move forward and recover some peace of mind.

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Many estimates state that up to 83% of mortgages have at least some RESPA or Truth-in-Lending (TILA) violations that, if found, can result in either some form of lender litigation or loan modification.

As a client of Genesis Financial here is what you should expect:

We are committed to making sure you get the maximum reduction possible on your mortgage.  You will find that our team is relentless in that pursuit.  The process typically takes three to four months from the time we receive your complete application and all required documents.  Please be aware that a significant portion of that time depends on the internal processes of the individual lenders.  Our expert team is dedicated to and experienced in moving that process forward as quickly as possible.

Please know that throughout this entire process the team at Genesis Financial will be hard at work on your behalf and focused on making sure you get the absolute best resolution possible. 

Take control of your financial future today and contact us for a free evaluation.